Concierge Coverage.

       Here's the whole problem with the Republican's complaints over Obamacare aka the affordable Care Act. The Republicans claim that the idea of being forced to buy into the insurance is unfair. They claim to want what amounts to concierge coverage. That is to say you don't have to buy coverage if you don't want to.
       Of course they know full well that the insurance companies cannot afford to provide reasonably priced coverage if only older more sickly people participate, especially when there can be no pre-existing conditions clauses.  They claim they want everyone to pick and choose coverage.
       Its a little bit like television. The cable companies offer hundreds of channels for a set low price. Now you probably have no interest in ninety percent of the channels they provide, but in truth, the only way they can afford to provide the channels everybody does like is to provide the junk channels too. See, the cable companies have to pay to get the good channels, but the junk channels have to pay them. If the cable companies had to provide concierge channels, if they had to offer your choice of channels without those you don't want, the price would be unaffordable.
       Of course the Republican Congressional caucus doesn't want you to know that. They'd prefer you to think that they can convince the insurance companies to provide top quality coverage to only those who want it at the same low price as Obamacare. In other words, they want you to believe that the insurance companies are willing to sell insurance at prices that guarantee they will all go bankrupt.
       Its a great idea if all the insurance companies are all drunk. Like all the cable TV companies would have to be to offer concierge programing for the same price as with the junk programing. So, if you want to have the choice to have coverage or not, then the only people who will be able to buy the same coverage as ACA coverage will be the 1%ers, and maybe not even them.