I Wish I Was Too Big To Fail Too?

       There's a good editorial in the New York Times today titled "Why Bankers Have Gotten A Pass." And by the way, how does a bank get fined millions or even over a billion and even have to admit they did something illegal, but no person gets arrested, tried and sent to jail? Was it the Corporation, the bank? How does a bank do something wrong without a person being involved?
       Inquiring minds want to know, in fact even Judge Jed Rakoff of the Federal District Court in Manhattan wants to know. How can a bank break the law and the prosecution can offer enough proof to make the bank pay up to as much as $17 billion in fines and restitution but can't or won't use that proof to try a single person? Not even the night watchman. This Judge Rakoff is the same judge who refused to accept a settlement from Citigroup because it didn't require the bank to admit guilt.
       The article points out that it wasn't always like this, but over the last three decades, there has been a lightening up of prosecution of these folks, at least in part because, they might just be too big to fail and that morphed into people being too important to prosecute for the good of the economy. Can you believe that? People who nearly caused the total destruction of our economy are too important to the economy to prosecute? If that's true, then these folks actually rule America not the government. The Presidency must be just a figurehead position for the convenience of the bankers. Congress is meant to handle just the mundane and clear the way for the banks, while the president should just handle war, "on demand", for the bankers financial gain.
       I don't get it. All I know is that if a small-fry business tried to pull the kind of business dealings these banks seem to do on a daily basis, the owner of that business, not the business, would go to jail and his business would be fined as well, leaving nothing for the businessman's family. But these big banks just keep doing business as usual. The fines are just part of doing business. Why aren't banks that are too big to fail cut down to size? America has broken up banks and other industries like Bell Telephone in the past, why can't we do that anymore? Did we pass a new law that prohibits the government from exercising good judgment? It certainly appears so.