Being Poor Has It's Own Problems.

Something I've heard over the years when it comes to finding fault with the poor is the idea that "they" have the same opportunities to succeed as everyone else. It's bothered me over those years to hear that and I think I finally have some honest answers to that statement. It ain't true. How's that for an honest answer? Here's the thing. If a successful person, let's call him Harvey, goes into a bank and asks for a loan to start a business, the banker asks him what collateral he has for the loan. Harvey says he has a savings account, owns some investments and his own home. Since he has assets, he gets the loan. In other words, since he doesn't need the money because he has money of his own, he gets the loan. If a poor man, we'll call him Harvey 2, goes to the bank, the banker asks the same questions. But Harvey2 doesn't have a savings account, investments nor does he own his own home, he doesn't get the loan. Since he doesn't have his own money, he can't borrow money. It's like running the 100 yard dash. You have a much better chance of winning if you start on the 50 yard line than you do if you start 10 yards behind the starting line. Poor people have a more difficult time getting into a good school unless they borrow a whole lot of money which puts them way behind in getting ahead because of the need to pay off all those loans before they can get started. That is unless they are lucky enough to get a scholarship for the full ride. In public school, because they can't afford private school, they usually are at a disadvantage because they can't afford the electronics aids available to the richer kids, in fact they may not even get the basic nutrition necessary to excel. So just because you started with a head start, doesn't mean you're better, it just means you had a head start.