Banker vs Homeowner = Taxpayer

You can call me  a blankety-blank liberal if you want, but if we don't do something about the foreclosure crisis, we'll be in for an even rougher ride then we've already seen. See, the thing is, if debtors don't keep on spending, then there will be less demand for products, which means fewer jobs, which means less demand, which means fewer, oh you see where I'm going. You may not like helping someone that overspent and neither do I, but just because someone has a mortgage doesn't always mean they over spent either. But what if somebody bought a home at a fair price two or more years ago they could reasonably afford and then the market tanked and now it's worth less then they owe on it and maybe lost their job or had to accept a reduction in pay to keep it??? So you say that not everybody is a victim. Well of course not, but many are. If they loose their homes to foreclosure, it's going to cost all of us a lot more then if they get some relief and get to stay in it and keep paying their bills. Besides, we can't afford to build and fund more homeless shelters. So would you really rather pay more taxes so some banker can make extra profit by foreclosing or would you rather pay lower taxes, screw the banker and keep more people in their homes and buying all sorts of products that might help get the economy rolling again? Oh, come on the question isn't that hard.